Do you have a Personal Pension Plan?  People are living longer, much longer.  Today’s retirement years can last 25 – 35 years or more.  The new retirement model is all about longevity.  Annuities offer a 100% guarantee that incomes will never be exhausted so your comfortable retirement will never be at risk.  

Fixed Index Annuities are insurance products that participate in the upside growth of stock market indices but offer the additional benefit of providing you the option of receiving an income for life.  Fixed Income Annuity;

• Safety in retirement
• Provides income you cannot outlive
• Protects your principal from loss
• Provides a reasonable rate of return
• Participates in market gains, but not market losses
• Potential for increases in income during retirement years

IUL

The Index Universal Life (IUL) product may offer the most comprehensive and flexible financial product available for individuals and businesses.  The IUL combines the power of indexing with tax advantages which allow your money grow tax-deferred like a 401(k), but more importantly allow you access to your money tax-free when you need it – for any reason.  Perhaps best of all, your IUL is a true safe harbor; not only for your principle savings but as a life insurance product guaranteeing that should something happen to you, the plan will self-complete for your estate!

What can Index Universal Life, permanent life insurance do for you and your family?  You can…